Rent eats most of it. Punch in your income for the rent you can comfortably carry, and see the real monthly budget.
✓ 2026 · rent + newcomer budget
Rent you can comfortably afford (~30%)
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rule of thumb: ≤30% of gross on rent
1-BR downtown
$2,200–2,700
1-BR outside core
$1,800–2,100
💡 Reality check: a single adult typically needs C$75,000–85,000 gross to rent a 1-BR, cover transit (~$156/mo), groceries and utilities (~$350–400/mo) and still save a little. Total monthly with rent lands around C$3,900–4,600.